1st month of 2014 down, 11 to go!
Loan overpayment: £49.00
Total OPs made to date: £170.00 / 1930
Months left until loan is cleared: 20
I highly doubt we'll be able to clear this debt before the end of this year now (it would mean overpaying by almost 2K, on top of our normal payments) but we'll continue chipping away at it and who knows, we might get lucky.
We have saved about a tenner in interest so that's also good, right?
We'll certainly be better for it, even if we can only shave off a few months from the 30 month total.
January was a very tough month money- wise. I am usually well organised but I've been counting down to payday for weeks now (I got paid 6 weeks ago, I always get my end-of-December pay before Christmas) so it's been tough (great at the time, but tough now!!)
The budget for February is good to go so all I need now is the actual cash :D